HB 2451 makes personal financial literacy a required high school course in Texas public schools. The bill removes personal financial literacy from the enrichment curriculum and integrates it into the social studies foundation curriculum, alongside U.S. history, government, and economics. The new graduation requirement mandates students to complete a standalone half-credit personal financial literacy course, rather than taking it as part of their economics class. The course must include training on completing federal student aid applications (FAFSA). School districts may use state, federal, private, or nonprofit programs to deliver the curriculum. The new requirement applies to students entering ninth grade in the 2025-2026 school year and beyond.