HB 2841 modifies the Texas Windstorm Insurance Association (TWIA) underwriting standards to allow new structures built according to fortified construction standards to be automatically deemed as meeting TWIA’s requirements. The bill references the Insurance Institute for Business and Home Safety (IBHS) construction standards for homes, multifamily buildings, and commercial properties. It applies only to new structures built after the bill’s effective date, and TWIA is required to amend its operational plan to reflect these changes​.