Principle Criteria
Free Enterprise
Property Rights
Personal Responsibility
Limited Government
Individual Liberty
Digest
HB 4178 increases the minimum motor vehicle liability insurance coverage required under Texas law. The new minimums are: $50,000 (up from $30,000) for bodily injury to or death of one person in an accident. $100,000 (up from $60,000) for bodily injury to or death of two or more people in an accident. $40,000 (up from $25,000) for property damage in an accident. These changes apply to insurance policies issued or renewed on or after January 1, 2026.
Author (1)
Marc LaHood