HB 4635

Principle Criteria
neutral
Free Enterprise
neutral
Property Rights
neutral
Personal Responsibility
neutral
Limited Government
neutral
Individual Liberty
Digest
HB 4635 requires insurance companies and health maintenance organizations to disclose when an artificial intelligence (AI) system was used to deny an insurance claim. The written disclosure must notify claimants that AI made the determination, explain the basis for the denial, and provide appeal instructions. The requirement applies to claims submitted on or after September 1, 2025​.
Author (2)
Cassandra Garcia Hernandez
Hubert Vo
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